5 Warning Signs That You Need Dog Insurance

Amy Tokic
by Amy Tokic
Don’t wait until it’s too late to take out dog insurance


Life would be so much easier if a loud, flashing red buzzer alerted you right before your dog did something dangerous. We’re pretty sure every dog owner would buy one. It would sure cut down on your dog’s medical bills (not to mention the pain and suffering on your wallet). Perhaps it would be some kind of collar attachment. For some people’s dogs, it would go off non-stop! But until the day that gadget is invented, we’ve put together 5 warning signs you should watch out for that will give you a clearer picture if you need dog insurance.


Warning Sign You own a breed that has susceptible health issues. Some breeds come with their own set of built-in health issues. Take a breed like the Pug. It’s more likely to have breathing issues due to its flat face. Or the Bulldog, who is prone to canine hip dysplasia (thanks to its low center of gravity). Before you settle on a breed, do your homework and see what illness are common concerns. If there are common health issues that can run up medical bills, do yourself and your dog a favor, and take out dog insurance.


Warning Sign Your dog doesn’t have a picky palette. In fact, he’ll eat pretty much anything he finds on the floor, table, street and laundry basket. Some of his non-nom noms will pass through him, but other objects will have to be removed surgically. If you notice that your dog is eating everything in sight and you can’t curb the problem, it’s better to be safe than sorry – get yourself some dog insurance.


Warning Sign Your dog is super active. He just won’t stop moving. But all that running around could cause some injury. Repeated joint or muscle damage is a problem, and so are injuries that can come from tripping, falling or jumping. Get your active dog adequate coverage.


Warning Sign You can’t stick to a budget. If you know that you can’t save your pennies for a rainy day, then paying a monthly or yearly dog insurance fee is your best option. If you can’t save the money on your own and something happens to your dog, you’re going to be stuck with a sick dog and a hefty bill. When your purchase dog insurance, the budget is done for you – just pay your fee and you’re covered for the just-in-case moments.


Warning Sign You’re in it for the long haul. You’ve committed to raising a dog from puppyhood to old age. And when old age rolls around, so do a variety of health issues (and more frequent trips to the vet). If you buy dog insurance right from the start, your premiums will be a lot cheaper than they would be if you decided to sign up when your dog is a senior.


What warning signs would you add to this list? Please let us know in the comment section below.

Amy Tokic
Amy Tokic

Amy Tokic, Editor of PetGuide.com, is a passionate animal lover and proud pet parent of Oscar, a Shih Tzu/Chihuahua cross, and Zed, a Japanese Chin. Her love of animals began in kindergarten, when she brought her stuffed dog Snoopy into class with her every day. Now, she writes about her adventures in pet ownership and tirelessly researches products, news and health related issues she can share with other animal enthusiasts. In her free time, Amy loves perusing used book and record stores, obsessing over the latest pet products available and chasing squirrels with wild abandon (a habit attributed to spending too much time with her pooches).

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