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Figo’s Pet Cloud Technology: An Innovative Way to Insure Your Pets

Morgan Sterling
by Morgan Sterling
Published:  July 6th, 2016
Is Figo the future of pet insurance? Boasting innovative and mobile features, Figo is a 2.0 pet insurance company for modern pet parents.


Underwritten by Markel Corporation, Figo is a cloud-based insurance company that utilises modern technology to create an efficient and reliable pet insurance system. The “Pet Cloud” is conveniently accessible on the go with their app, available on both Android and Apple devices.


This modern take on the insurance claim process makes it fast and easy to receive your claim reimbursement. Pictures of pet bills and statements can be snapped and uploaded directly to your cloud account without mountains of paperwork to fill out for you and your vet, no slow faxing required. File claims in minutes and get reimbursed directly into your bank account, it’s just that simple.


Something unique to Figo is it’s one-time cover-all deductible fee, which means you won’t be charged a deductible for each ailment your dog may come down with. If your dog gets injured, the deductible you pay based on your plan is the only one you’ll ever pay no matter what! If your dog has another injury, requires an operation, or experiences an illness, you don’t pay another deductible. Period. We haven’t come across any other pet insurance plan to offer this feature… and we like it!


Like most insurance companies, Figo has a variety of policies and deductibles to choose from, based on 3 tiers of coverage to fit your pet care needs. Figo covers everything other than pre-existing conditions, from routine veterinary exam fees, holistic therapy, and surgery to prescriptions, X-rays, prosthetics and more. Of course, the more you pay, the more access you have to the premium features.


The insurance policies cover care by licensed pet specialists and Veterinarians anywhere in Canada, the US, and Puerto Rico. Figo also works with companies to provide corporate insurance plans to employees.


Figo stores all of your pet’s medical files in their easy to use Cloud app, meaning your pet’s information is instantly available in the palm of your hand no matter the emergency. This feature comes in handy if you’re away from home when something happens to your pet. The app also keeps track of your pet’s immunisation records and it can send you a reminder via text or email when it’s time for a scheduled shot. Have a question about your policy? You can send a text message to a Figo representative and get a fast answer, no matter where you are.


In an emergency, the app can also use your location to tell you what authorised pet medical specialists are nearby. It can also recommend pet-friendly stores and hotels in your area. Figo also works as GPS tracker, showing you the location of your pet in real time. All your pet needs are located in one convenient app.


With it’s wide range of plan options and one-time deductible, Figo provides a truly unique and easy pet insurance service to pet parents who care deeply about the health and safety of their animals. It’s a great choice for the modern pet owner who requires a fast, no-nonsense, plan to fit their busy lifestyle.


If you’d like to learn more, visit the Figo website for plan rates and information.

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Morgan Sterling
Morgan Sterling

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Researchers Find Genetic Links Between Human and Canine Brain Tumors

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With the news of the recent American Bully XL ban in the UK, conversations around dog muzzles have been popping up all over social media. The growing discussion has opened the door for dog owners in the United States to consider the benefits of using a muzzle for their own dogs for many reasons, including scavenging, reactivity, and even short-term use for veterinary and grooming appointments. But with so many different styles of muzzle on the market, how do you choose the best muzzle for your dog? We have you covered! In this guide, we will discuss the different muzzle types available, what each type is best suited for, and the proper fit of a dog muzzle. Plus, I will share which muzzle we currently use with our reactive dog, Lucifer, and why. Let’s get started… Things to Consider When Shopping for a Muzzle for Your Dog When selecting a muzzle for your dog, there is no singular “best option” that will work for every dog and situation. On one hand, this can be frustrating as it leaves you feeling overwhelmed navigating the wide assortment of options. On the other hand, it means you can purchase a muzzle uniquely suited for your dog’s needs. Here are a few key factors to consider when making your decision: MaterialThere are several materials to consider when shopping for a muzzle, including metal, plastic, rubber, vinyl, leather, Biothane, fabric, silicone, and more. To determine the best option for your dog, there are a few critical deciding factors: Do you need a muzzle that can prevent a determined dog from biting? Will your dog be wearing the muzzle outdoors in the elements? Is weight a factor for your dog? Does your dog engage in “muzzle punching” when wearing a muzzle (ramming into people with the muzzle)? Will your dog likely shove the muzzle into the dirt while trying to smell the ground? It is important to note that most muzzles are not considered “bite-proof.” This means they shouldn’t be relied on to prevent a bite from occurring. If you are muzzling as a safety precaution due to a bite risk, the best options are vinyl or wire basket muzzles. Ease of Use Like harnesses and collars, some dogs make fastening a muzzle easy, while others can make the process a challenge. This doesn’t necessarily mean they dislike the muzzle or aren’t properly conditioned to the muzzle. For example, if our boy Lucifer is overly excited about going somewhere, he sometimes gets the zoomies. He usually will stand still to let us buckle his muzzle, but it’s hard to control the zoomies when they hit! A muzzle with a quick-release buckle will be your best option if that sounds familiar. This is faster to secure than a traditional threaded buckle. Airflow One primary concern for those considering muzzling their dogs is the airflow that they will offer, and for good reason! This is especially important if your dog is going to be active while wearing the muzzle. Wire basket muzzles are often a favorite for high-energy dogs, allowing for uninterrupted airflow and making it easy for your dog to drink while wearing it. In comparison, leather and Biothane muzzles, especially those designed to prevent scavengers from being able to pick up “goodies” on their walks, generally limit airflow. Carefully consider your dog’s lifestyle and the situations where a muzzle may be needed.

Scientists Finally Know Why Cats Love Tuna So Much

No food is more synonymous with cats than tuna. Even the pickiest of cats can’t resist the tuna’s fishy flavor. Finally, scientists have learned why cats love tuna so much. In the study published in the journal Chemical Sense, scientists report that cats, like humans, have receptors needed to detect umami flavor. Along with sweet, sour, bitter, and salty, umami is one of the five basic tastes.Umami seems to be the cats’ favorite flavor. Considering that umami gives food a deep and savory meaty aroma, it’s no surprise that an obligate carnivore like a cat would prefer it over all other flavors.The research team also found that cats’ taste receptors bind to two chemicals found in high concentrations in tuna. These chemicals boost the umami flavor, making cats obsessed with tuna. “This is an important study that will help us better understand the preferences of our familiar pers,” says Yasuka Toda, a molecular biologist at Meiji University. According to Toda, this study could help cat food manufacturers create healthier food and more palatable medication for cats. Previous studies showed that cats have a unique palate. Cats can’t taste sugar, because their sweet receptor gene is dysfunctional. Scientists believe that felines lose the ability to taste sweeteners and carbs because they don’t need these macronutrients to survive. Cats also have fewer bitter flavor receptors than humans. This trait is commonly seen in obligated carnivores. “Since discovering that cats don’t have a functional sweet taste receptor, we did wonder what they would respond to instead,” study lead author Scott McGrane, a sensory science expert at Waltham Petcare Science Institute, told Live Science. Humans and other animals possess two genes - Tas1r1 and Tas1r3 that work together to detect umami flavor. Previous research has shown that cats express the umami-related Tas1r3 gene in their taste buds, but it was unclear whether they possess both genes needed to detect umami flavor. The research team led by McGrane discovered that cats expressed both Tas1r1 and Tas1r3 genes in their taste buds. To learn this, the scientist biopsied the tongue of a six-year-old male cat that had been euthanized for health reasons unrelated to this study. However, a closer look at the protein sequences encoded by these genes showed that they are very different from human genes. As it turned out, the main amino acids that activate umami flavor in people - glutamic and aspartic acid - were mutated in cats. “So I began thinking, maybe cats can’t taste umami,” said McGrane. But, as it turned out, amino acids don’t bind to the cat umami receptor alone. Nucleotides, which are common in meat and yeast, bind to the cat receptor and glutamic and aspartic acid then have an enhancing effect. “That’s the exact opposite of what we see in people,” explained McGrane. Cats love tuna because it contains the nucleotide inosine monophosphate. Tuna also contains large quantities of L-histidine, an essential amino acid for cats, that enhances umami flavor. “The L-histidine content of tuna is much higher than of other fish species and meat sources.”These new findings could be used for the development of tastier cat food and pharmaceuticals. Although cat food manufacturers already knew that cats prefer meaty flavors, they now have much more details about the compounds they can start working with. It’s essential for manufacturers to ensure that animals want to eat the food they formulate and find it appealing. “I think umami is as important for cats as sweet is for humans,” said Toda. Dogs, she explained, can taste both sweet and umami, which may explain why they’re not such fussy eaters. Join the PetGuide community. Get the latest pet news and product recommendations by subscribing to our newsletter here.

Are Squeaky Toys Safe for Dogs?

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Great Dane Sets the Largest Litter Record at North Carolina Rescue

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Dog Who Spent 900 Days in a Shelter Returned 1 Day After Being Adopted

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How Acupuncture Can Help Cats and Dogs

Acupuncture is a part of Traditional Chinese Medicine (TCM), and it can be used on people and pets to address a range of conditions. By balancing the flow of energy in the body, this technique can help reduce or resolve symptoms in a natural way.Many people have used acupuncture for their pets and achieved incredible results. But, like anything else, it might not be right for all pets or all conditions. And working with a qualified veterinarian who’s certified in pet acupuncture is key.Read on to learn more about acupuncture for cats and dogs.What Is Acupuncture for Dogs and Cats?In acupuncture, fine needles are placed in the skin on certain points throughout the body, referred to as acupuncture points or acupoints, in order to do things like restore energetic balance, reduce pain and inflammation, and support healthy blood flow. Based on your pet’s symptoms and condition, an acupuncturist will know where to insert the needles to get positive results.The needles shouldn’t cause any discomfort for your pet. In fact, pet parents often state that their animals become relaxed during their acupuncture sessions.Types of Pet AcupunctureThere are a few types of pet acupuncture, and an acupuncturist will determine which is best for your dog or cat.Dry needle acupuncture is the type of acupuncture that you’re likely familiar with. However, instead of using needles, acupuncturists can simply apply pressure to specific points on a pet’s body to support healing—this is known as acupressure.Other options include electroacupuncture, which combines the use of needles with an electric current, and laser acupuncture, which uses a cold laser to stimulate acupuncture points. The Benefits of Acupuncture for PetsAcupuncture can provide a host of benefits to pets when done correctly and by the right professional. As always, it’s wise to discuss this healing technique with your veterinarian to figure out if it’s appropriate for your canine or feline. And it’s important to discuss the potential risks or drawbacks before deciding if you want to try it.Some of the conditions that may be treated with the help of acupuncture include:Arthritis and joint problemsAcupuncture can be used to help relieve discomfort and pain associated with various conditions. If your pet has been diagnosed with arthritis or hip dysplasia, if they’ve been injured and are dealing with pain, or even if they’re having pain after a procedure, acupuncture might be a good treatment for reducing inflammation and improving mobility.In addition to acupuncture treatments, you can also help your pet feel more comfortable by using a heated bed like the K&H Thermo-Snuggle Cup Heated Cat Bed, which can also work well for small dogs. This product is machine washable and features soft fleece that your companion will love snuggling into. Its circular shape ensures your furry friend will feel nice and secure. Plus, you can use the removable heater to help alleviate discomfort and keep them warm while they relax or nap. 

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Loyal after death, this mini-mutt remained at her owner's side until rescuers arrived.

Dog Facial Recognition App Helps Scientists Fight Against Rabies

In countries where dogs aren’t microchipped, don’t wear tags, and usually run free, it’s challenging for authorities to determine which dog has already been vaccinated for rabies. A new mobile phone app could help improve rabies vaccination by identifying dogs using facial recognition technology.A team of researchers from Washington State University tested the app’s effectiveness in a rabies vaccination clinic in Tanzania, where they microchipped, vaccinated, and registered dogs. The idea behind this project is to take a picture of a dog’s face during initial vaccination. Then the picture needs to be entered into the database via the app, along with other important information, such as the dog’s age, sex, and coat color. When veterinarians return to the same area, they will take a facial photo of each dog they come across. If the app finds a close match in the database, it will notify the vet, who can then decide whether the vaccinated dog in the database is indeed the same dog they are currently examining. A vaccination team testing the app visited nine villages in Tanzania, where they photographed and vaccinated 1,420 dogs. After the initial check, 20 images were deemed unusable, leaving exactly 1,400 to work with. All of these photographs were added to the app’s database.Later, a different validation team visited the same villages, assessing 720 dogs via the app, not knowing which dogs were already vaccinated, and entered into the app’s database. Once again, some photos were deemed unusable for the study - 161 were rejected.Using those images, the app helped the team to correctly identify 76.2% of vaccinated dogs and 98.9% of unvaccinated dogs. These findings were confirmed using microchips that were implanted under the dogs’ skin when they were vaccinated, as part of the study.“Because domestic dogs are the main reservoir for human rabies, controlling human rabies globally requires the mass vaccination of dogs,” said Felix Lankester, WSU Associate Professor and the lead investigator of the study. Scientists are working to optimize the app’s registration process to minimize the number of rejected photos. “When carrying out mass vaccination, one of the major problems that we face is trying to identify which dogs have and haven’t been vaccinated. For example, microchips are too expensive to use at the scale needed to eliminate rabies, and collars can be removed by owners. We developed this app to see if facial recognition might work, and it’s showing great promise in helping us achieve that goal,” Professor Lankester added. The facial recognition algorithm used by the app is developed in collaboration with Canadian company PiP My Pet. It identifies a dog by looking at key features of its face and comparing it to previously stored photos of the faces of other dogs. Photos with the highest number of similar features are shown as possible matches, leaving it to the user to pick the right one.The app’s success depends on the image quality and information about each dog being properly recorded. Before unusable images and incorrect information about dogs were removed from the database, users were only able to match around 65% of the vaccinated dogs.For the time being, users must be online to use the app’s facial matching feature, but Lankester and his team are working to make the app operational even offline. “We’re not quite there yet, but I think with the investment, the technology can get there. I am excited by its potential,” Lankester said.Join the PetGuide community. Get the latest pet news and product recommendations by subscribing to our newsletter here.

Humans Are Getting Their Pets Sick – Here's What You Need To Know

Zoonosis are diseases that can be transmitted from other vertebrate animals to humans, such as rabies or Lyme disease, and has been around ever since we started domesticating animals. However, recent studies reveal that a new and lesser-known form of zoonose is becoming increasingly common: the reverse zoonose. This is the latest phenomenon, where disease can be transmitted from humans to their pets. Dr. Benjamin Anderson from the University of Florida was amongst the first to warn about the increase of reverse zoonoses. He said that more attention should be paid to disease transmission “in the opposite direction”, and that both pets and their owners can be threatened by it, especially when sharing close quarters with one another.“We’re starting to see a lot of examples of reverse zoonosis. Pets are more susceptible than, maybe, we previously thought,” he said. “Typically, the viruses that I will have as a human are not going to fit into the receptors that a dog or cat has.”This means that reverse zoonoses typically appear when a pathogen in humans mutates and then adapts to a new animal host. In the past, however, it was much rarer for this to happen, because humans and animals have a totally different biology.But now, the viruses like  coronavirus or influenza have a much higher chance of cross-species transmission. This is mainly due to their RNA-based genetic material, which is more likely to mutate or have replication errors. According to Dr. Anderson, there are several diseases that have been documented to transmit from humans to their pets. These include COVID-19, tuberculosis, swine flu, dengue, human-norovirus, and other viral, fungal, parasitic, and bacterial infections.To make matters worse, the highest chances for this to happen is with pets such as dogs, cats, horses, and ferrets, as they have the most genetic similarity to humans, being mammals. “We have to first ask how the pathogen gets into those animals in the first place,” said Dr. Anderson for  Phys.org. “The pathogen doesn’t develop out of thin air in animals before suddenly spilling over into humans. While pathogens certainly can move from animals to other animals and can be picked up from the environment, exposure to humans also plays an important role. It’s this constant back and forth exchange that happens over time, increasing the probability of a mutation taking place that allows the pathogen to infect a new host.”Dr. Anderson also noted the difficulty in tracking reverse zoonoses, as it is a big challenge to link the transmission of diseases between humans and animals. Because of this, Dr. Anderson advises pet owners to be cautious around pets, particularly if they are sick with communicable diseases, like COVID-19 or the flu. Maintain good hygiene around your pets, and avoid direct contact.

Newfoundland Dogs Deliver Your Tree at This US Christmas Tree Farm

“It’s a great way to expose people to the joy of Christmas but also teach people about Newfoundland dogs,” explained Lindsay Eshelman when asked about her family farm. “They’re big, and sometimes people are scared of big dogs, and we want to show that they’re gentle giants.”The Esheman family’s love of the breed is evident, with four Newfoundland dogs currently among their ranks. But they didn’t want to stop there. By inviting Newfies from far and wide to come together, they have rightfully earned the title “The Newfoundland Farm.” The event has become a big part of what they do, a tradition they excitedly look forward to year after year.“We are a destination for these dogs,” Eshelman said. “We actually have had people drive all the way from Vermont, Maine, Ohio – those are ten-plus hour-long drives.”Are you interested in joining the festivities next year, but your dog doesn’t quite fit the breed? Don’t worry! Their Facebook states that all dogs are welcome, not just Newfies. If your dog isn’t keen on public spaces, that’s okay too! Dog lovers are welcome to join in with or without a dog. There will be plenty of adorable pups eager to enjoy your attention.So, start planning your trip to Pennsylvania next year to participate in Newfoundland Day and make some unique holiday memories.Join the PetGuide community. Get the latest pet news and product recommendations by subscribing to our newsletter here.

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