How To Convince Your Boss To Offer Pet Insurance

Kate Barrington
by Kate Barrington
Dog insurance is becoming an increasingly popular workplace perk. Here’s how you can talk to your boss about adding it to your benefits package.

Pet insurance is becoming increasingly popular among dog owners as a way to provide financial protection in the case of a veterinary emergency. Without pet insurance, you could find yourself paying thousands of dollars out of pocket for an expensive surgery – with insurance, you could be reimbursed for up to 90 percent of those costs. Not only is pet insurance itself becoming more popular, but there is also a rising trend in employers offering pet insurance policies as an employee benefit.

What is Pet Insurance?

Pet insurance for dogs and cats is similar to health insurance for humans – it helps to reduce your out-of-pocket costs for covered procedures. In exchange for a monthly or annual premium, pet insurance companies offer you peace of mind in knowing that your pet will be covered if he happens to need emergency medical treatment. Pet insurance policies vary in what procedures are covered but quite a few plans offer up to 90 percent reimbursement for covered costs. If your pet injures himself or falls sick and requires some kind of costly treatment, having a pet insurance plan could make your decision regarding treatment options much easier.

Related: Work To Drool: Reasons to Have Dogs At Work

What Companies Offer Pet Insurance?

A growing number of major companies have started to offer pet insurance plans as part of their employee benefits package. Some of these companies include Walgreen, Deloitte LLP, the Federal Reserve Bank of Chicago, Tribune Co, and Exelon Corp. In fact, one in three Fortune 500 companies has started to offer VPI Pet Insurance as a benefit for their employees. But why have these companies started offering pet insurance benefits to their employees? It is just one more way of staying competitive – pet insurance, identity-theft insurance, and even funeral-service benefits are inexpensive ways for these companies to offer their employees more value. For many people, a dog or cat is more than just a pet – it is a member of the family – and companies that recognize that have begun to offer health coverage for them as well as their human companions.

Related: How To Get The Best Rate On Dog Insurance

How to Convince Your Boss

By now you probably see the benefits of having a pet insurance policy, but you may be wondering how to convince your boss to start offering it as an employee benefit. Here’s a list of tips and talking points to use in convincing your boss to off dog insurance:

  • The most progressive and flexible companies have started to offer pet insurance in hopes of luring the best talent to their company (one in three Fortune 500 companies offer it as an employee benefit).
  • Some pet insurance policies cost as little as $20 per month – premiums vary depending on the type and breed of pet as well as age and certain risk factors.
  • Pet insurance is a great way to offer more value to those employees who do not have families with children.
  • Offering pet insurance policies to employees requires very little up-front payment from the company – individuals pay for covered services and receive reimbursement from the plan.
  • Pet insurance plans give employees peace of mind in knowing that their pets will be covered in the event of a veterinary emergency.

Pet insurance is becoming increasingly popular with pet owners around the country as a means of reducing out-of-pocket costs for unexpected veterinary expenses. Try using the tips and talking points provided in this article to help convince your own boss to start offering pet insurance as an employee benefit.

Kate Barrington
Kate Barrington

Kate Barrington is the loving owner of two cats (Bagel and Munchkin) and a noisy herd of guinea pigs. Having grown up with golden retrievers, Kate has a great deal of experience with dogs but labels herself a lover of all pets. Having received a Bachelor's degree in English, Kate has combined her love for pets and her passion for writing to create her own freelance writing business, specializing in the pet niche.

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